Alternative Credit

Alternative Credit
Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
June 16, 2025

The link between feeling good and playing good isn’t just tied to sports. It can hold sway in the business landscape, too. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Alternative Credit
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for technologically driven lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Alternative Credit
Platforms Use Cards and Deposits to Become Alternatives to Traditional Banks
February 24, 2025

FinTechs — especially platforms — are capitalizing on the continued buildout of digital solutions and products, including cards, to give consumers an alternative to traditional banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Alternative Credit
62% of Credit Card Outsiders Use Alternative Credit Products
February 18, 2025

Many consumers without credit cards face financial challenges. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Alternative Credit
Lemon Launches Flexible Financing Solutions for SaaS Vendors
October 10, 2024

Lemon announced Thursday (Oct. 10) that the company has launched and that its financing platform built for software-as-a-service (SaaS) sales teams is live. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Alternative Credit
66% of Consumers in India Would Switch Merchants for the Right Embedded Lending Offer 
June 04, 2024

Have you ever been in the process of paying for a purchase — either online or in a retail outlet — only to be prompted to apply for a new credit card to cover your purchase or to disperse your payments over a set period...

Alternative Credit
Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
May 07, 2024

Embedded lending may gain new consideration at the point of sale as cash-strapped consumers grapple with the pain of emergency expenses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Alternative Credit
Revolving Credit Surge Hints at Split Payments’ Continued Appeal
April 08, 2024

Debt continues to mount — and at an accelerated pace, per the Federal Reserve’s latest tally on consumer credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Alternative Credit
Pier Raises $2.4 Million to Help Businesses Launch Credit Products
January 11, 2024

Pier has raised $2.4 million in an oversubscribed round to develop its technology that helps businesses launch credit products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...